Getting Our Ducks In A Row πŸ€πŸ€πŸ€πŸ€



We’re continually revisiting all those little ducks and trying to get them in a nice straight line! I think we have a pretty good handle on it but there never seems to be an end to the process of juggling and rearranging duckies !

Today we tackled retirement accounts, 401K’s,IRA’s, consolidating credit cards, setting up a brokerage account, and reducing some of our monthly expenses. We got rid of our cable TV and Netflix , It’s Hulu for us from now on ! We figured since we’ll probably be watching most of our tv online in Panama we may as well get used to it now, besides, we’re not major tv watchers anyways. Awhile back we went through a similar process of streamlining our expense by canceling all our many, many wine clubs, deciding to live with only one vehicle which of course eliminated a huge amount of expense. We also decided to clean the house ourselves, no house keeper for me, darn it! 😳 When we sat down to really take a look at what we can realistically live without and readjusted our lifestyle to live within our means, it was actually very freeing!

We have about four more months left to finish all the construction on our house. It’s quite a strategic juggle to survive on just one income while Scott works here ,which is why we were never able to complete the house before now. But it feels great to have streamlined some expenses and we’ll keep working on lining up our ducks in this part of the home stretch! One of the things I’m really looking forward to in the next chapter of our life is living without debt! Although we’ve never had any credit card debt to speak of, just the expense of owning a home here in California , can be stressful at times. By the time we are ready to head out of here hopefully that line of ducks will have shrunk to just a few well behaved, organized , ready to move ducks! In the future we hope to keep our line of ducks as minimal as possible! 🐀 🐀🐀.


About hollycarter184

Life is Good! But it's time for a change, and more adventure! I'd like to share the whole experience of preparing then actually making a reality of expatriating, and moving to a new country. It's an exciting, and slightly scary move full of possibility . I'm looking forward to learning a new language and making new connections with the people who share our spirit of adventure. This blog is my way of continuing my connection with my friends and family in the States. Sooooo here it goes! :)

2 responses »

  1. Wow–you are really doing some major “letting go” of all the little things in our lives that we think we “can’t live without” and you two are proving that we can live without much of the “extras”. You are so smart to starting doing that now rather when waiting until you leave the country. You will have plenty of other things to which you much adjust at that time. More power to you both as your follow your dream!!

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