In between making cabinets , sanding, staining and nailing, Scott has been collecting quotes for international health insurance . There are many variations of different ways to go with regards to insuring ourselves for health coverage. There is a discount plan offered by the local hospital in David, Chiriqui. This covers 70 percent with no deductible costing $54.00 per month for the two of us ($700.00 per year) This plan would only allow us to use the local hospital in David. So if we were traveling anywhere outside Panama or any other area of Panama we wouldn’t have coverage at any other hospital . Overall coverage seems to cover $15,000.00 per year , so if anything catastrophic happened we’d be responsible for the balance. This could potentially be a large bill but not nearly as devastating financially as it would be in the states. The cost of health care just isn’t nearly as horrible as what we are accustomed to here. Even when we turn sixty years old it’s only $90.00 per month for the two of us. Given the low cost of medical services in Panama $700.00 per year would go pretty far. None of these insurances cover dental or vision but paying out of pocket is easily affordable.